Brokerage Calculator 2026 – Equity, F&O, Delivery Ka Complete Charges Breakdown
Zerodha pe trade kiya – Rs.20 brokerage dikhta hai. Lekin actual deduction Rs.85 hai! Baaki Rs.65 kahan gaya? STT, exchange charges, SEBI fees, stamp duty, GST – yeh sab "hidden" charges hain jo har trade pe lagte hain. Hamare Finance Adhikar Brokerage Calculator se har charge ka exact breakdown dekho – Equity Delivery, Intraday, F&O sab ke liye.
Complete Charges – Equity Delivery Example
Buy: 100 shares @ Rs.500 = Rs.50,000 | Sell: Rs.520 = Rs.52,000
| Charge | Buy Side | Sell Side | Total |
|---|---|---|---|
| Brokerage (Zerodha) | Rs.0 | Rs.0 | Rs.0 |
| STT (0.1%) | Rs.50 | Rs.52 | Rs.102 |
| Exchange Charges | Rs.1.73 | Rs.1.79 | Rs.3.52 |
| SEBI Fee | Rs.0.50 | Rs.0.52 | Rs.1.02 |
| Stamp Duty | Rs.7.50 | Rs.0 | Rs.7.50 |
| GST (18%) | Rs.0.31 | Rs.0.32 | Rs.0.63 |
| DP Charges | – | Rs.15.93 | Rs.15.93 |
| Total Charges | Rs.130.60 | ||
| Gross Profit | Rs.2,000 | ||
| Net Profit | Rs.1,869.40 |
Rs.2,000 gross profit mein se Rs.130.60 charges – 6.5% profit charges mein gaya!
Discount Broker vs Full-Service – Charges Comparison
| Charge Type | Zerodha/Groww | ICICI Direct/HDFC Sec |
|---|---|---|
| Delivery Brokerage | Rs.0 | 0.30-0.55% |
| Intraday Brokerage | Rs.20 or 0.03% | 0.03-0.05% |
| F&O Brokerage | Rs.20/order | Rs.20-100/lot |
| Account Opening | Rs.200-300 | Rs.0-750 |
| AMC | Rs.0 | Rs.300-750/year |
| Research/Advisory | ❌ None | ✅ Included |
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❓ Aksar Pooche Jaane Wale Sawaal (FAQ)
Q1. Zerodha pe delivery free hai toh charges kyun lagte hain?
Brokerage zero hai lekin government mandated charges (STT, stamp duty, SEBI fees) aur exchange charges lagte hain – yeh koi broker waive nahi kar sakta. STT alone 0.1% hai buy+sell pe. Rs.1 lakh ki delivery trade pe approximately Rs.250+ charges lagte hain bina brokerage ke bhi. "Zero brokerage" ≠ "zero charges" – yeh samajhna zaroori hai.
Q2. STT kya hai aur kyun itna zyada hai?
Securities Transaction Tax government ka tax hai stock market transactions pe. Delivery pe 0.1% (buy+sell), intraday pe 0.025% (sell only), F&O pe alag rates. STT usually sabse bada charge hai har trade mein. Yeh isliye lagta hai kyunki long-term equity gains pe tax kam hai (12.5% LTCG) – STT ek alternative minimum tax hai trading pe. STT avoid nahi ho sakta – har listed securities transaction pe mandatory.
Q3. F&O mein charges equity se zyada hain?
Depends. Futures mein brokerage Rs.20/order (same as equity intraday) lekin STT 0.0125% (sell only) – equity se kam. Options mein brokerage Rs.20/order lekin STT 0.0625% (sell only) – premium amount pe. Options mein per lot premium chhota hone pe effective charge % zyada hota hai. Example: Rs.100 premium, 1 lot (50 shares) = Rs.5,000 turnover, Rs.20 brokerage = 0.4% – bahut zyada!
Q4. DP charges kya hote hain?
Depository Participant charges – jab tum delivery mein shares bechte ho toh CDSL/NSDL Rs.13.50 + GST = Rs.15.93 per scrip charge karta hai (Zerodha). Yeh per trade nahi, per scrip hai. Agar ek din mein 3 alag companies ke shares beche toh Rs.15.93 × 3 = Rs.47.79. Buy pe DP charges nahi lagte. Intraday mein bhi nahi lagte kyunki shares actually demat account mein nahi aate.
Q5. Brokerage charges kam karne ka kya tarika hai?
Discount broker use karo (Zerodha, Groww – zero delivery brokerage). Large orders ek mein do – Rs.20 flat brokerage 1 order pe chahe 100 shares ho ya 1000. Avoid frequent small trades – charges eat into profits. F&O mein high premium options trade karo (charges % relatively kam). Long-term delivery investing mein charges minimal hain vs active trading. Best strategy: kam trade karo, smart trade karo.
Conclusion – Charges Jaano, Profits Bachao
Trading charges chhote lagte hain per trade lekin frequent trading mein annually lakhs kha jaate hain. Hamare calculator se har trade ka exact charge breakdown dekho. Informed trader = profitable trader! 💪