Terms of Use

Last Updated: April 2026  |  Effective Date: April 2026

These Terms of Use govern your access to and use of financeadhikar.com. By using our website, you agree to these terms. These Terms of Use work in conjunction with our Terms & Conditions and Privacy Policy.

1. Permitted Use

Finance Adhikar grants you a limited, non-exclusive, non-transferable, revocable license to access and use our website for your personal, non-commercial use only, subject to these Terms of Use.

You are permitted to:

• Access and use all free financial calculators for personal financial planning
• Download PDF reports generated by our calculators for personal use
• Share calculator result screenshots on social media with proper attribution to Finance Adhikar
• Reference our educational content with proper credit and a link back to the original page

2. Prohibited Use

You are strictly prohibited from:

• Copying, reproducing, or republishing any content from Finance Adhikar without written permission
• Using our calculators or content for any commercial purpose without authorization
• Scraping, crawling, or harvesting data from the website using automated tools
• Reverse engineering, decompiling, or attempting to extract the source code of our calculators
• Using the website in any way that could damage, disable, overburden, or impair our servers
• Attempting to gain unauthorized access to any part of the website
• Using the website to spread misinformation or for fraudulent activities
• Framing or mirroring any part of the website without prior written consent

3. Calculator Usage Terms

Our financial calculators are provided as estimation tools only. By using any calculator on Finance Adhikar, you acknowledge that:

• Results are mathematical projections based on your inputs only
• You will not make financial decisions based solely on calculator results
• You understand the limitations of each calculator as described in the accompanying educational content
• Finance Adhikar is not responsible for any financial decisions made based on calculator outputs

4. Calculator Request Feature

When you submit a calculator request through our "Request a Calculator" feature:

• You grant us the right to use your suggestion to develop new features
• Submission of a request does not guarantee that the requested calculator will be built
• We will not share your email address (if provided) with third parties
• Requests containing spam, offensive content, or irrelevant information will be deleted

5. Intellectual Property Rights

All content, trademarks, service marks, trade names, logos, and icons on Finance Adhikar are proprietary to Finance Adhikar. Nothing in these Terms grants you any right to use any trademark, service mark, logo, or trade name of Finance Adhikar.

6. User-Generated Content

Finance Adhikar currently does not have user accounts or user-generated content sections. If such features are introduced in the future, separate terms will apply and will be clearly communicated.

7. Availability & Uptime

We strive to maintain the website available 24/7, but we do not guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, updates, or technical issues. We are not liable for any inconvenience caused by downtime.

8. Updates to Terms of Use

These Terms of Use may be revised at any time without prior notice. The "Last Updated" date at the top of this page will reflect the most recent revision. Your continued use of the website after any changes constitutes your acceptance of the revised terms.

9. Termination

We reserve the right to terminate or restrict your access to Finance Adhikar at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

10. Contact Us

For any queries related to these Terms of Use: