Disclaimer

Last Updated: April 2026  |  Effective Date: April 2026

The information provided on Finance Adhikar (financeadhikar.com) is for general informational and educational purposes only. Before making any financial decision, please read this disclaimer carefully.

1. Not Financial or Investment Advice

Finance Adhikar is NOT a SEBI-registered Investment Advisor under the SEBI (Investment Advisers) Regulations, 2013. Nothing on this website should be construed as:

• Investment advice or recommendation
• Financial planning or wealth management advice
• Tax advice or legal counsel
• A solicitation to buy or sell any financial product or security

Always consult a SEBI-registered financial advisor, chartered accountant, or legal expert before making any investment, financial, or tax-related decisions.

2. Calculator Results are Estimates Only

All calculators on Finance Adhikar — including SIP, EMI, PPF, FD, NPS, and all other tools — provide mathematical estimates based solely on the inputs you provide. These results:

• Are not guaranteed in any way
• Do not account for market volatility, fund-specific charges, exit loads, or taxes unless explicitly stated
• Are based on assumed constant rates of return, which may not reflect actual market conditions
• May differ significantly from actual outcomes
• Should not be used as the sole basis for any financial decision

3. Market Risk Warning

Investments in mutual funds, stocks, and other market-linked instruments are subject to market risks. Past performance is not indicative of future results. The value of investments may go up or down, and investors may not get back the full amount invested. Please read all scheme-related documents carefully before investing.

4. Accuracy of Information

While we strive to keep all information accurate and up to date, Finance Adhikar makes no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of any information, calculators, or related graphics. Any reliance you place on such information is strictly at your own risk.

Interest rates, tax slabs, government scheme rules, and other financial parameters change frequently. We recommend verifying current rates from official sources such as:

• Reserve Bank of India (RBI)
• Securities and Exchange Board of India (SEBI)
• Income Tax India
• AMFI India

5. Advertising & Affiliate Disclaimer

Finance Adhikar displays advertisements through Google AdSense. In the future, the website may also contain affiliate links to financial products and services. Please note:

• Advertisements are served by Google and we do not control their content
• Any future affiliate links will be clearly disclosed
• We may earn a commission from affiliate links at no extra cost to you
• Our editorial content and calculator results are not influenced by advertisers or affiliate partnerships

6. External Links Disclaimer

Our website may contain links to external websites for reference. These links are provided for your convenience only. Finance Adhikar has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

7. No Professional Relationship

Use of Finance Adhikar does not create any professional, fiduciary, or advisory relationship between you and Finance Adhikar. We are a financial education and tools platform only.

8. Limitation of Liability

In no event shall Finance Adhikar or its owner be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of — or inability to use — this website or its calculators, even if we have been advised of the possibility of such damages.

9. Changes to Disclaimer

This disclaimer may be updated from time to time. Continued use of the website after updates constitutes your acceptance of the revised disclaimer.

10. Contact Us

If you have questions about this disclaimer: