Privacy Policy

Last Updated: April 2026  |  Effective Date: April 2026

Welcome to Finance Adhikar ("we", "us", "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit financeadhikar.com.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

1. Information We Collect

1.1 Information You Provide Voluntarily

We collect information you voluntarily provide when you:

• Submit a Calculator Request (calculator name, description, and optionally your email)
• Contact us via email at financeadhikar@gmail.com

1.2 Information Collected Automatically

When you visit our website, certain information is collected automatically, including:

• Log Data: IP address, browser type, pages visited, time spent, referring URLs
• Device Information: Device type, operating system, screen resolution
• Cookies & Tracking: We use cookies and similar tracking technologies (see Section 5)

1.3 Calculator Usage Data

When you use our financial calculators, the values you enter (loan amounts, interest rates, time periods) are processed entirely in your browser. We do not store, transmit, or log the financial values you enter into any calculator.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To operate and maintain our website and calculators
• To respond to calculator requests and user inquiries
• To improve, personalize, and expand our services
• To understand and analyze how you use our website (via Google Analytics)
• To display relevant advertisements (via Google AdSense)
• To detect, prevent, and address technical issues or abuse
• To comply with legal obligations

3. Google AdSense & Third-Party Advertising

Finance Adhikar uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to our website and other websites on the Internet.

• Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the Internet
• You may opt out of personalized advertising by visiting Google Ads Settings
• You may also opt out at aboutads.info

We do not control the content of third-party advertisements displayed on our site.

4. Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

5. Cookies Policy

We use cookies and similar tracking technologies to track activity on our website. Cookies are small data files stored on your device.

Types of Cookies We Use:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
• Advertising Cookies: Used by Google AdSense to serve relevant ads
• Preference Cookies: Remember your settings and preferences

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

6. Data Sharing & Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: Third-party companies that assist us in operating our website (e.g., hosting providers, analytics services)
• Legal Requirements: When required by law, court order, or government regulation
• Protection of Rights: When necessary to protect our rights, property, or safety, or that of others
• Business Transfer: In connection with a merger, acquisition, or sale of assets, your information may be transferred

7. Data Security

We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Finance Adhikar is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at financeadhikar@gmail.com.

9. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: Request a copy of the personal data we hold about you
• Right to Correction: Request correction of inaccurate data
• Right to Deletion: Request deletion of your personal data
• Right to Opt-Out: Opt out of marketing communications

To exercise any of these rights, contact us at financeadhikar@gmail.com.

10. Links to Other Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify users of significant changes by updating the "Last Updated" date at the top of this page. Continued use of the website after changes constitutes your acceptance of the updated policy.

12. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of India, specifically the Information Technology Act, 2000 and its amendments. For international users, we also endeavor to comply with applicable international privacy laws.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us: