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FinanceAdhikar

Privacy Policy

Effective Date: August 18, 2026 | Last Updated: August 18, 2026

Welcome to FinanceAdhikar (accessible at https://financeadhikar.com/). We are deeply committed to safeguarding the digital privacy of all our visitors. This Privacy Policy document outlines the types of information that is collected and recorded by FinanceAdhikar and how we utilize, protect, and handle that information in strict compliance with global privacy standards, including Google AdSense Publisher Policies, the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA/CPRA).

🔒 100% Client-Side Privacy Architecture

At FinanceAdhikar, we believe your financial numbers belong strictly to you. All calculations performed across our 50+ financial calculators (including Loan EMIs, SIP Wealth, Income Tax estimations, PPF, GST, and Salary breakdowns) are processed 100% locally within your web browser using JavaScript. None of your entered numbers, income figures, loan amounts, or investment plans are ever transmitted to, processed on, or stored on our servers.

1. Information We Collect

Like most modern websites, FinanceAdhikar collects certain non-personally identifiable information automatically when you interact with our website:

  • Log Files: FinanceAdhikar follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.
  • Cookies & Web Beacons: FinanceAdhikar uses 'cookies' to store information including visitors' preferences (such as Dark/Light Theme preferences) and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and other information.

2. Google AdSense & DoubleClick DART Cookies

Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to financeadhikar.com and other sites on the internet.

  • Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on FinanceAdhikar, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
  • Note that FinanceAdhikar has no access to or control over these cookies that are used by third-party advertisers.
  • Opting Out of Personalized Advertising: Visitors may choose to decline the use of DART cookies by visiting the Google Ad and Content Network Privacy Policy at: https://policies.google.com/technologies/ads or the Network Advertising Initiative opt-out page at: https://optout.networkadvertising.org/.

3. GDPR Data Protection Rights (EU / EEA Visitors)

If you are a resident of the European Economic Area (EEA), you have specific data protection rights under the General Data Protection Regulation (GDPR). We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data:

  • The right to access: You have the right to request copies of your personal data.
  • The right to rectification: You have the right to request that we correct any information you believe is inaccurate.
  • The right to erasure: You have the right to request that we erase your personal data under certain conditions.
  • The right to restrict processing: You have the right to request that we restrict the processing of your personal data.
  • The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you.

4. CCPA / CPRA Privacy Rights (California Residents)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California consumers have the right to:

  • Request that a business disclose the categories and specific pieces of personal data that a business has collected about consumers.
  • Request that a business delete any personal data about the consumer that a business has collected.
  • Do Not Sell My Personal Information: FinanceAdhikar does not sell, rent, or trade your personal data to any third party for financial consideration.

5. Children's Online Privacy Protection (COPPA)

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. FinanceAdhikar does not knowingly collect any Personal Identifiable Information from children under the age of 13.

6. Contact Our Privacy Officer

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us at:

Email: support@financeadhikar.com
Website: https://financeadhikar.com/contact-us/