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Cost Inflation Index (CII) Calculator – Official CBDT 2001–2025 Indexation Formula

Calculate indexed cost of acquisition and improvement for property and capital assets using official CBDT Cost Inflation Index (CII) table up to FY 2024-25 (363).

Quick Property CII Presets CBDT Official CII Table 2001–2025
Improvement / Renovation Cost (Optional)
Total Indexed Cost of Acquisition
₹77,56,410
Inflation Cost Multiplier: 3.10x
Original Purchase Price ₹25,00,000
Taxable Shield / Inflation Buffer +₹52,56,410
CII Index Ratio: 363 / 117

How to Use this Calculator & Formula Breakdown

1

Step 1: Input Financial Parameters

Enter original purchase price and select financial year of purchase.

2

Step 2: Instant Client-Side Computation

Select financial year of sale and optional renovation improvement expenses.

3

Step 3: Analyze Visual Breakdown & Amortization

Explore live indexed cost of acquisition, inflation multiplier, and 1-click summary copy.

Mathematical Algorithm & Formula

Indexed Cost = Purchase Price × (CII of Sale Year / CII of Purchase Year) as per Section 48 of Income Tax Act.

Frequently Asked Questions (FAQs)

What is the Cost Inflation Index (CII) in Indian Income Tax?

The Cost Inflation Index (CII) is an official metric notified annually by the Central Board of Direct Taxes (CBDT) under Section 48 of the Income Tax Act to adjust the purchase price of long-term capital assets (real estate, gold) for inflation over the holding period.

What is the base year for the Cost Inflation Index?

The base year for CII is FY 2001-02, which is assigned a base index value of 100. Any property acquired before 1st April 2001 can adopt its Fair Market Value (FMV) as of April 1, 2001 as its base acquisition cost.

What is the CII formula for Indexed Cost of Acquisition (ICOA)?

Formula: Indexed Cost of Acquisition = Original Purchase Price × (CII of the Year of Sale / CII of the Year of Purchase).

What is the latest CII value for FY 2024-25 (AY 2025-26)?

The CBDT notified the Cost Inflation Index for the Financial Year 2024-25 as 363 (up from 348 in FY 2023-24).

Can you index home renovation and improvement expenses?

Yes! The Indexed Cost of Improvement (ICOI) is calculated using the formula: Renovation Cost × (CII of Year of Sale / CII of Year of Improvement). Note: Improvements made prior to April 1, 2001 are ignored.

Does Budget 2024 allow indexation benefit for property sales?

Yes! For properties purchased before 23rd July 2024, taxpayers have the statutory option to pay either 20% tax with indexation benefit OR 12.5% tax without indexation, whichever generates the lower tax liability.

Is indexation benefit available for debt mutual funds and gold?

Following amendments in Finance Act 2023 and Budget 2024, indexation benefits have been removed for unlisted debt mutual funds and specified financial assets.

Where can you find official CBDT notifications for annual CII numbers?

Annual CII notifications are published in the Official Gazette of India and are available on the Income Tax Department portal (incometax.gov.in).